Other Credit Repair companies charge an average of $300 per deleted item, which can become expensive quickly, considering the average credit report has 11 items that could be removed. We made it affordable by providing UNLIMITED disputes and deletions for a fraction of the cost.
It is REQUIRED that every client keep their credit monitoring subscription for the duration of the time we are working on the credit report. Credit Monitoring is being offered through IdentityIQ. It’s a monthly monitoring service that charges $29.99.
Credit Miners Score Improvement Program
All lenders and banks use the FICO credit score formula and not the Vantage Score offered by free credit score reporting services. There are over 60+ different FICO scores issued for various types of credit-related decisions. As discussed with your consultant, FICO Mortgage Credit Scores are weighed and calculated much differently than FICO credit scores for autos, credit cards, insurance, etc. That is because there is more risk for a large loan amount for example $200,000 on a home for 30 years versus say $20,000 for the average price of a vehicle over 6 years. Credit Miners’ efforts are to optimize FICO 2, 4, and 5 (the mortgage credit scores) for best results to a target 620 credit score. If you follow our Mortgage Credit Score Improvement Program, your plan of action, and the recommendations of your consultant you should reach the 620 credit score. We will also help you obtain the desired credit score you seek for your specific situation.
Credit Miner’s mission is to give our clients hope by restoring their credit, finding ways to help them achieve their financial goals and live the life they deserve.
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